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Blog
Minimum credit card payments extend small balances across many years
  • 6-May-2026

Minimum credit card payments extend small balances across many years

Paying only the minimum due on a credit card balance, common across emerging-market revolving accounts, can convert a single-month... Read more


Blog
Exchange rate markups take more than the visible transfer fee
  • 27-Apr-2026

Exchange rate markups take more than the visible transfer fee

International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more


Blog
Cross-border transaction delays disrupt payments despite digital systems
  • 2-Apr-2026

Cross-border transaction delays disrupt payments despite digital systems

Digital payment systems have made cross-border transfers faster, but verification delays and system-imposed checks remain common. ... Read more


Blog
Instant payments make global money recovery harder in 2026
  • 25-Mar-2026

Instant payments make global money recovery harder in 2026

Real-time payment systems are accelerating transactions globally, but limited reversibility increases retail customer risk and res... Read more


Blog
Singapore pushes PayNow corporate adoption to reshape business payments
  • 19-Jan-2026

Singapore pushes PayNow corporate adoption to reshape business payments

Singapore is fast-tracking PayNow for businesses to modernise payments, cut cheque use and streamline account-to-account transfers... Read more


Blog
 Basel committee focuses on ICT risk and synthetic risk transfers
  • 21-Mar-2025

Basel committee focuses on ICT risk and synthetic risk transfers

The Basel Committee on Banking Supervision is advancing efforts to strengthen global financial oversight, with a focus on ICT risk... Read more


Blog
xTransfer and OCBC Announce Strategic Partnership to Enhance Cross-Border Payments
  • 25-Dec-2024

xTransfer and OCBC Announce Strategic Partnership to Enhance Cross-Border Payments

xTransfer and OCBC Bank have formed a strategic partnership to enhance cross-border payment solutions for SMEs in Asia, combining ... Read more


Blog
OCBC launches near-instant P2P transfers to WeChat Pay and Alipay
  • 27-Nov-2024

OCBC launches near-instant P2P transfers to WeChat Pay and Alipay

OCBC Bank launches near-instant P2P transfers to WeChat Pay and Alipay, powered by Visa Direct, enabling seamless cross-border pay... Read more


Blog
The rise of embedded finance in Singapore
  • 27-Sep-2024

The rise of embedded finance in Singapore

Singapore's banking landscape is undergoing a rapid transformation through embedded finance, real-time cross-border payments, and ... Read more


Blog
How to avoid the pitfalls of high-interest unsecured debt
  • 13-Sep-2024

How to avoid the pitfalls of high-interest unsecured debt

High-interest unsecured debt, like credit card balances and payday loans, can escalate quickly without proper management, leading ... Read more


Blog
Accessing financial services for immigrants in the US
  • 5-Jun-2024

Accessing financial services for immigrants in the US

Immigrants navigate U.S. financial services, offering access to banking, credit, and mortgages using alternative documentation.... Read more


Blog
Web3 Wallets Coming to Singapore: Circle and Grab Partner for Pilot
  • 5-Sep-2023

Web3 Wallets Coming to Singapore: Circle and Grab Partner for Pilot

Circle and Grab partners to launch a Web3 wallet in Singapore, offering users robust security, peer-to-peer transfers, and access ... Read more


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