Straight away, HSBC is not a good bank for me. I am a customer at the HSBC Trinkaus & Burkhardt AG, Dusseldorf for the last 17 years. When I started with the bank, I still remember that I was given a quality welcome with interesting offers and the bank staff was efficient and informative. I took a home loan for 21 years from the bank at a rate of 8.35%. However, as time passed by, The bank did not remain the same I had experienced 17 years ago, the staff whom I knew, left and moreover, the rate of Interest slowly and gradually grew up to 9.15%. When I enquired about this, I was told that this had happened due to the change in some policies. I disliked the lack of communication from my bank. Ever since then, I have been meaning to change my bank, but am bound by the repayment of my loan. Don’t engage with HSBC banks in Germany.

I have my under my CIBIL report that a loan is linked with my PAN card from IDFC first bank. But I have never taken any loan from any bank. Even I don\'t have any relationship with IDFC bank. Then how they are using my PAN card to sanction a loan to any other person. Loan has already given in SEP... If I didn\'t check my CIBIL report then I think I could never be able to find this fraud by this bank. I don\'t know how their executives work....Our Banks have all our important documents, they can use wherever they can. Like this bank has used my PAN card. If a normal person don\'t know about CIBIL report or he never check CIBIL report, then how will he come to know about this type of frauds by banks. That means bank can do anything with our documents and we can\'t do anything.

I have been using financial services from the Development Bank of Singapore (DBS) for nearly half a decade. This is the first time I am reviewing my banking facilities although I had much to say about the quality of the services my bank has offered me in the last five years. I have to say, that the digital banking services offered by my bank are quite extraordinary and are very user-friendly as well! When I started as a new account holder with my bank, I knew almost nothing as to how to operate my mobile banking application. But my bank’s internet banking app is very interactive and I was guided through everything, systematically. Overall, my DBS bank experience has been good so far, as I have got loans based on my saving transactions. Once I had to liquidate all my funds from my savings account as I urgently need the cash, and I was worried that y bank would charge a penalty on a negligible balance, but later I got to know that I could operate my account on a zero balance as well. Finally moving on to online bank transfers, DBS Bank’s online banking system is relatively far better than any bank I have witnessed before and is very secure to make any fund transfers nationally or internationally. I would recommend DBS Bank to anyone!

Citibank Singapore Is a very poor bank in terms of providing good interest rates on Savings account. I have been a customer of this bank for two years and there is not a day since when I have not felt that my bank is offering me any benefits. When I opened up a savings account in the bank two years ago, I was told that with a total deposit of SGD 5000, I would get a total of 0.01% as the base rate of interest per Anum, which is disgustingly less than any other bank I have enquired with in Singapore. With a deposit of SGD 50,000 and above, they offer a 0.10% interest rate, which is normatively not acceptable. Also, the customer service is not quite up to the mark as I have visited the bank many times in order to settle on a desirable interest rate, but have not got a concrete solution as of yet. Anyway, I want to close my existing account in the bank and make a shift to a better bank that offers me a good rate of interest on savings. And I would not recommend this bank to anyone who is thinking of opening up an account in this bank!