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Blog
AI chatbots blur the line between financial education and investment advice
  • 21-May-2026

AI chatbots blur the line between financial education and investment advice

General-purpose AI chatbots can explain financial concepts, but they can also generate specific investment recommendations without... Read more


Blog
Paycheck advances can cost workers hundreds in annualised interest
  • 20-May-2026

Paycheck advances can cost workers hundreds in annualised interest

Small fees on paycheck-advance apps can hide extremely high annualised costs, sometimes exceeding triple-digit annual percentage r... Read more


Blog
Savings apps can obscure deposit protection
  • 19-May-2026

Savings apps can obscure deposit protection

Digital savings apps can advertise high yields and bank-like protections while customer funds sit with a partner bank, custodian o... Read more


Blog
AI voice clones turn family-emergency calls into bank-transfer fraud
  • 18-May-2026

AI voice clones turn family-emergency calls into bank-transfer fraud

Fraudsters can now use short public audio clips to imitate a relative’s voice and pressure bank customers into authorising trans... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Health policy sub-limits reduce realised insurance cover
  • 8-May-2026

Health policy sub-limits reduce realised insurance cover

A health policy advertising $25,000 of cover rarely pays $25,000 on a claim, internal sub-limits cap room rent, intensive care, na... Read more


Blog
Fund expense ratios reduce retail returns each year
  • 7-May-2026

Fund expense ratios reduce retail returns each year

A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Digital wallet balances earn for platforms, not users
  • 4-May-2026

Digital wallet balances earn for platforms, not users

Across Southeast Asia, the Gulf and Latin America, money left in digital wallets can generate float income for operators while use... Read more


Blog
Geopolitical  conflicts  drive higher retail banking costs globally
  • 27-Mar-2026

Geopolitical conflicts drive higher retail banking costs globally

Geopolitical tensions in the Middle East and surrounding regions are driving higher everyday banking costs worldwide, as inflation... Read more


Blog
Banks increase minimum balance requirements in the US, Middle East and Africa
  • 23-Mar-2026

Banks increase minimum balance requirements in the US, Middle East and Africa

Several major banks in markets such as the United States, the United Kingdom, Africa and the Middle East are increasing minimum ba... Read more


Blog
Middle East conflict impacts global payment flows
  • 16-Mar-2026

Middle East conflict impacts global payment flows

Geopolitical instability in the Middle East is affecting the international financial systems, causing payment delays, currency vol... Read more


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