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Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Fund expense ratios reduce retail returns each year
  • 7-May-2026

Fund expense ratios reduce retail returns each year

A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Digital wallet balances earn for platforms, not users
  • 4-May-2026

Digital wallet balances earn for platforms, not users

Across Southeast Asia, the Gulf and Latin America, money left in digital wallets can generate float income for operators while use... Read more


Blog
Inflation erodes household savings faster than standard accounts pay
  • 28-Apr-2026

Inflation erodes household savings faster than standard accounts pay

Across Asia, Africa, the Middle East and Latin America, standard savings accounts are paying interest rates that fall below curren... Read more


Blog
Exchange rate markups take more than the visible transfer fee
  • 27-Apr-2026

Exchange rate markups take more than the visible transfer fee

International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more


Blog
US dollar stumbles into 2026 after steepest fall in 8 years
  • 23-Jan-2026

US dollar stumbles into 2026 after steepest fall in 8 years

After its sharpest annual decline in nearly a decade, the US dollar enters 2026 under pressure, forcing banks, policymakers and gl... Read more


Blog
UK mortgage changes set to reshape homebuying in 2026
  • 18-Dec-2025

UK mortgage changes set to reshape homebuying in 2026

UK homebuyers face a shifting mortgage landscape in 2026; changing interest rates, tighter lending rules, and evolving housing-mar... Read more


Blog
Digital identity and finance: Biometrics transform banking
  • 20-Nov-2025

Digital identity and finance: Biometrics transform banking

Biometric tools such as fingerprints and face scans are making banking faster, safer and more convenient. Digital identity allows ... Read more


Blog
Hybrid crypto-credit cards change the game
  • 18-Oct-2025

Hybrid crypto-credit cards change the game

Hybrid crypto-credit cards let users spend digital assets and earn rewards, making crypto easier for daily use but with some risks... Read more


Blog
Singapore’s core inflation drops; forecasts revised ahead of October review
  • 9-Oct-2025

Singapore’s core inflation drops; forecasts revised ahead of October review

Singapore’s core inflation eased sharply to 0.3% in August 2025, leading banks and economists to cut their forecasts and heighte... Read more


Blog
Shopee & Monee propel Sea Ltd beyond $100 billion valuation
  • 14-Aug-2025

Shopee & Monee propel Sea Ltd beyond $100 billion valuation

Sea Ltd has officially entered Singapore’s corporate elite, becoming only the second Singapore-listed company after BS Group Hol... Read more


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