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Blog
Mobile investors sell during downturns
  • 17-Jun-2026

Mobile investors sell during downturns

First-time retail investors using smartphone trading apps are selling during market corrections and locking in losses, a pattern s... Read more


Blog
Luxury buyers in Seoul and Tokyo price resale value before purchase
  • 1-Jun-2026

Luxury buyers in Seoul and Tokyo price resale value before purchase

Luxury goods markets in South Korea and Japan are producing a consumer behaviour shift that personal finance research has not full... Read more


Blog
Cruise insurance covers less than passengers expect
  • 29-May-2026

Cruise insurance covers less than passengers expect

Cruise line insurance reimburses cancellations as future credits, not cash, and its evacuation limits rarely cover the actual cost... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Fund expense ratios reduce retail returns each year
  • 7-May-2026

Fund expense ratios reduce retail returns each year

A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more


Blog
Compounding frequency separates accounts paying the same advertised rate
  • 5-May-2026

Compounding frequency separates accounts paying the same advertised rate

Two savings accounts with the same advertised annual rate can deliver different returns over time depending on whether interest co... Read more


Blog
Digital wallet balances earn for platforms, not users
  • 4-May-2026

Digital wallet balances earn for platforms, not users

Across Southeast Asia, the Gulf and Latin America, money left in digital wallets can generate float income for operators while use... Read more


Blog
Inflation erodes household savings faster than standard accounts pay
  • 28-Apr-2026

Inflation erodes household savings faster than standard accounts pay

Across Asia, Africa, the Middle East and Latin America, standard savings accounts are paying interest rates that fall below curren... Read more


Blog
Exchange rate markups take more than the visible transfer fee
  • 27-Apr-2026

Exchange rate markups take more than the visible transfer fee

International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more


Blog
US dollar stumbles into 2026 after steepest fall in 8 years
  • 23-Jan-2026

US dollar stumbles into 2026 after steepest fall in 8 years

After its sharpest annual decline in nearly a decade, the US dollar enters 2026 under pressure, forcing banks, policymakers and gl... Read more


Blog
UK mortgage changes set to reshape homebuying in 2026
  • 18-Dec-2025

UK mortgage changes set to reshape homebuying in 2026

UK homebuyers face a shifting mortgage landscape in 2026; changing interest rates, tighter lending rules, and evolving housing-mar... Read more


Blog
Digital identity and finance: Biometrics transform banking
  • 20-Nov-2025

Digital identity and finance: Biometrics transform banking

Biometric tools such as fingerprints and face scans are making banking faster, safer and more convenient. Digital identity allows ... Read more


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