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Blog
Minimum credit card payments extend small balances across many years
  • 6-May-2026

Minimum credit card payments extend small balances across many years

Paying only the minimum due on a credit card balance, common across emerging-market revolving accounts, can convert a single-month... Read more


Blog
Banks collect interest before reducing household loan principal
  • 29-Apr-2026

Banks collect interest before reducing household loan principal

Standard loan repayment structures are designed to recover the bank's interest cost before reducing the borrower's actual debt , a... Read more


Blog
Banks tighten lending as approvals slow
  • 5-Jan-2026

Banks tighten lending as approvals slow

Loan approvals are expected to fall sharply in 2026, as banks across major regions pull back on risk, guided by market stress sign... Read more


Blog
Car loans take on greater importance as COE prices remain elevated
  • 24-Jul-2025

Car loans take on greater importance as COE prices remain elevated

Despite stabilising COE premiums, car ownership in Singapore remains financially demanding, prompting consumers and lenders alike ... Read more


Blog
Indonesian banks maintain strong fundamentals despite market turbulence
  • 20-Apr-2025

Indonesian banks maintain strong fundamentals despite market turbulence

In March, Indonesia's sovereign wealth fund, Danantara, declared its board and advisors to allayfears over governance and politica... Read more


Blog
Moody’s upgrades 2025 global banking outlook to stable
  • 14-Jan-2025

Moody’s upgrades 2025 global banking outlook to stable

Moody's has upgraded its 2025 global banking outlook to stable, citing stabilizing economic growth, easing measures, and strong li... Read more


Blog
COFCO and OCBC partner to finance SBTi FLAG emission reduction targets
  • 11-Jan-2025

COFCO and OCBC partner to finance SBTi FLAG emission reduction targets

COFCO International and OCBC have launched a $600 million sustainability-linked credit facility, tied to SBTi-validated FLAG targe... Read more


Blog
 Are banks sabotaging startup success? Here’s how entrepreneurs can fight back
  • 12-Oct-2024

Are banks sabotaging startup success? Here’s how entrepreneurs can fight back

Learn how startups can overcome banking challenges to secure funding and thrive.... Read more


Blog
Are chartered banks really the pillars of financial stability?
  • 20-Sep-2024

Are chartered banks really the pillars of financial stability?

Chartered banks ensure economic stability and growth by providing essential financial services like deposits, loans, and investmen... Read more


Blog
How to avoid the pitfalls of high-interest unsecured debt
  • 13-Sep-2024

How to avoid the pitfalls of high-interest unsecured debt

High-interest unsecured debt, like credit card balances and payday loans, can escalate quickly without proper management, leading ... Read more


Blog
Understanding credit report access and your rights
  • 23-May-2024

Understanding credit report access and your rights

Understand who can access your credit report, the importance of consent, and your legal rights under the Fair Credit Reporting Act... Read more


Blog
What happens if you pay off a loan early?
  • 5-Feb-2024

What happens if you pay off a loan early?

Paying off a loan early offers financial freedom and long-term credit benefits, despite potential short-term credit score fluctuat... Read more


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