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Blog
Unit-linked products can weaken both investment returns and insurance cover
  • 14-May-2026

Unit-linked products can weaken both investment returns and insurance cover

Unit-linked insurance plans combine investment exposure with life cover, but layered charges, lock-in periods and modest death ben... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Out-of-network ATM withdrawals incur double fees
  • 11-May-2026

Out-of-network ATM withdrawals incur double fees

A growing number of cardholders face double ATM fees from both the ATM operator and their own bank, pushing transaction costs abov... Read more


Blog
Fund expense ratios reduce retail returns each year
  • 7-May-2026

Fund expense ratios reduce retail returns each year

A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more


Blog
Exchange rate markups take more than the visible transfer fee
  • 27-Apr-2026

Exchange rate markups take more than the visible transfer fee

International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more


Blog
Global travel payments grow more complex despite digital advances
  • 6-Apr-2026

Global travel payments grow more complex despite digital advances

International travel payments are faster and more digital, but layered fees, FX markups and fragmented systems continue to shape t... Read more


Blog
Banks increase minimum balance requirements in the US, Middle East and Africa
  • 23-Mar-2026

Banks increase minimum balance requirements in the US, Middle East and Africa

Several major banks in markets such as the United States, the United Kingdom, Africa and the Middle East are increasing minimum ba... Read more


Blog
Digital banking reshapes account fees across Africa and the Middle East
  • 18-Mar-2026

Digital banking reshapes account fees across Africa and the Middle East

Mobile-first banks drive fee changes, pressuring traditional banks to restructure charges and offering retail customers more flexi... Read more


Blog
Banks increase minimum balance requirements in 2026
  • 9-Mar-2026

Banks increase minimum balance requirements in 2026

Banks in the United States, the United Kingdom and Australia are increasing minimum balances to reflect higher costs and digital b... Read more


Blog
Banks increase travel costs with hidden foreign transaction fees
  • 2-Mar-2026

Banks increase travel costs with hidden foreign transaction fees

Foreign transaction fees and exchange rate markups silently increase the cost of overseas spending. Travellers who understand how ... Read more


Blog
Crypto-linked credit cards: Are consumers still interested in 2025?
  • 9-Aug-2025

Crypto-linked credit cards: Are consumers still interested in 2025?

In 2021 and 2022, crypto-linked credit cards surged in popularity. Banks and fintechs promised cashback in Bitcoin or other tokens... Read more


Blog
Travellers weigh premium cards in summer 2025
  • 15-Jun-2025

Travellers weigh premium cards in summer 2025

As peak travel season unfolds, premium credit cards are playing a central role in how consumers manage disruptions, access perks, ... Read more


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