Digital savings apps can advertise high yields and bank-like protections while customer funds sit with a partner bank, custodian o... Read more

Fraudsters can now use short public audio clips to imitate a relative’s voice and pressure bank customers into authorising trans... Read more

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more

Across Southeast Asia, the Gulf and Latin America, money left in digital wallets can generate float income for operators while use... Read more

Mobile technology, fintech and government-backed payment systems are increasing access to financial services across Africa and the... Read more

Mobile-first banks drive fee changes, pressuring traditional banks to restructure charges and offering retail customers more flexi... Read more

UPI enables cross-border QR payments through partnerships, but usage remains limited by interoperability, currency conversion and... Read more

Singapore banks pilot tokenised deposits to improve settlement efficiency, interoperability and operational resilience while integ... Read more

Shared responsibility frameworks are reshaping digital payment scam liability by clarifying accountability, prioritising preventio... Read more

Across the United States, the United Kingdom and Canada, issuers are developing entry-level cards that combine responsible borrowi... Read more

Banks are moving beyond basic chatbots and launching fully autonomous finance agents that can think, act and manage money on behal... Read more

In 2026, fintech innovations are reshaping how consumers, businesses and banks manage money. ... Read more