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Blog
Paycheck advances can cost workers hundreds in annualised interest
  • 20-May-2026

Paycheck advances can cost workers hundreds in annualised interest

Small fees on paycheck-advance apps can hide extremely high annualised costs, sometimes exceeding triple-digit annual percentage r... Read more


Blog
Minimum balance fees turn positive savings yields into negative returns
  • 12-May-2026

Minimum balance fees turn positive savings yields into negative returns

Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more


Blog
Inflation erodes household savings faster than standard accounts pay
  • 28-Apr-2026

Inflation erodes household savings faster than standard accounts pay

Across Asia, Africa, the Middle East and Latin America, standard savings accounts are paying interest rates that fall below curren... Read more


Blog
Digital financial inclusion expands unevenly across Africa and the Middle East
  • 9-Apr-2026

Digital financial inclusion expands unevenly across Africa and the Middle East

Mobile technology, fintech and government-backed payment systems are increasing access to financial services across Africa and the... Read more


Blog
Global surge in digital and contactless payments: Who’s powering the change?
  • 12-May-2025

Global surge in digital and contactless payments: Who’s powering the change?

Contactless payments allow consumers to make purchases by tapping a card, phone or smartwatch near a terminal. Digital payments go... Read more


Blog
Indosat Ooredoo Hutchison and Bank Saqu partner to widen financial inclusion in Indonesia
  • 18-Apr-2025

Indosat Ooredoo Hutchison and Bank Saqu partner to widen financial inclusion in Indonesia

In a move set to transform digital financial inclusion, Indosat Ooredoo Hutchison (IOH), a leading Indonesian telecommunications p... Read more


Blog
xTransfer and OCBC Announce Strategic Partnership to Enhance Cross-Border Payments
  • 25-Dec-2024

xTransfer and OCBC Announce Strategic Partnership to Enhance Cross-Border Payments

xTransfer and OCBC Bank have formed a strategic partnership to enhance cross-border payment solutions for SMEs in Asia, combining ... Read more


Blog
The rise of embedded finance in Singapore
  • 27-Sep-2024

The rise of embedded finance in Singapore

Singapore's banking landscape is undergoing a rapid transformation through embedded finance, real-time cross-border payments, and ... Read more


Blog
Traditional banking vs. DeFi: Is the financial system being overhauled?
  • 2-Sep-2024

Traditional banking vs. DeFi: Is the financial system being overhauled?

Traditional banking relies on centralised control and strict regulations, while decentralised finance (DeFi) leverages blockchain ... Read more


Blog
Bridging the digital divide in banking
  • 9-May-2024

Bridging the digital divide in banking

Bridging the digital divide in banking requires innovative solutions to ensure universal financial inclusion for the unbanked.... Read more


Blog
FedNow: Establishing the upcoming payment experience
  • 5-Dec-2023

FedNow: Establishing the upcoming payment experience

FedNow is revolutionising the U.S. payment system by enabling instant, secure, and inclusive real-time payments, transforming fina... Read more


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