First-time retail investors using smartphone trading apps are selling during market corrections and locking in losses, a pattern s... Read more

Buy now pay later products built for discretionary purchases now fund grocery shopping for one in four users globally, as 2026 dat... Read more

Unredeemed loyalty rewards transfer value from consumers to programme operators through expiry, devaluation, and inflation — and... Read more

Luxury goods markets in South Korea and Japan are producing a consumer behaviour shift that personal finance research has not full... Read more

Credit life insurance bundled into personal loans costs more than quoted — because borrowers pay compound interest on the premiu... Read more

Small fees on paycheck-advance apps can hide extremely high annualised costs, sometimes exceeding triple-digit annual percentage r... Read more

Lender mortgage insurance protects the lender, not the borrower, and varied cancellation rules can keep borrowers paying after loa... Read more

Paying only the minimum due on a credit card balance, common across emerging-market revolving accounts, can convert a single-month... Read more

Geopolitical tensions in the Middle East and surrounding regions are driving higher everyday banking costs worldwide, as inflation... Read more

Geopolitical instability in the Middle East is affecting the international financial systems, causing payment delays, currency vol... Read more

Banks are moving beyond basic chatbots and launching fully autonomous finance agents that can think, act and manage money on behal... Read more

In 2026, fintech innovations are reshaping how consumers, businesses and banks manage money. ... Read more