- 14-May-2026
Unit-linked products can weaken both investment returns and insurance cover
Unit-linked insurance plans combine investment exposure with life cover, but layered charges, lock-in periods and modest death ben... Read more
Unit-linked insurance plans combine investment exposure with life cover, but layered charges, lock-in periods and modest death ben... Read more
Many retail savings and chequing accounts impose monthly maintenance fees when the balance falls below a stated threshold — typi... Read more
A growing number of cardholders face double ATM fees from both the ATM operator and their own bank, pushing transaction costs abov... Read more
A 1.5% annual expense ratio on a retail mutual fund or ETF reduces a 30-year compounded return by close to a third, a cost most in... Read more
International money transfers display a fee, but hide a larger cost inside the exchange rate itself, eroding household remittances... Read more
International travel payments are faster and more digital, but layered fees, FX markups and fragmented systems continue to shape t... Read more
Several major banks in markets such as the United States, the United Kingdom, Africa and the Middle East are increasing minimum ba... Read more
Mobile-first banks drive fee changes, pressuring traditional banks to restructure charges and offering retail customers more flexi... Read more
Banks in the United States, the United Kingdom and Australia are increasing minimum balances to reflect higher costs and digital b... Read more
Foreign transaction fees and exchange rate markups silently increase the cost of overseas spending. Travellers who understand how ... Read more
In 2021 and 2022, crypto-linked credit cards surged in popularity. Banks and fintechs promised cashback in Bitcoin or other tokens... Read more
As peak travel season unfolds, premium credit cards are playing a central role in how consumers manage disruptions, access perks, ... Read more