In August 2025, users favour credit cards offering strong cashback, fair fees, reliable rewards and trust — shaping everyday spending choices.
· In August 2025, some credit cards stand out for fuel, dining, travel and online shopping.
· Users praise cards that deliver strong cashback where they spend most.
· This guide highlights top performers by category, based on real feedback.
In mid-2025, consumer spending is in full swing again. From daily errands and dining out to travel and online shopping, users want tangible value from their cards. This August, several products are winning attention for fuel savings, dining perks and lifestyle-friendly benefits.Category cashback leaders in August 2025
· Fuel – RHB Shell Visa Credit Card delivers up to 12% cash back on fuel and 5% on groceries, utilities and online shopping, making it perfect for high fuel users.
· Dining and groceries – HSBC Amanah MPower Platinum Card offers 8% cashback at major supermarkets, with a minimum monthly spend of MYR 2,000, strongly appealing to households with large grocery bills.
· Mixed essentials – UOB One Card is an all-rounder offering 10% cashback across fuel, groceries, dining and more. Though capped monthly, it remains a favourite for all-in-one coverage.
· Online lifestyle – Alliance Visa Virtual Card delivers up to 8x Timeless Bonus Points on e-commerce and e-wallet top-ups. A go-to choice for digital first spenders.
· Balanced spending – BSN Visa Cash Card offers 5% cashback on petrol, groceries and dining. Simple, steady savings for everyday users.
Category Top cardand reward rate Why users love it
Fuel RHB Shell Visa – Up to 12% (MYR 50 cap) + 5% on other spending Superb fuel savings and solid everyday perks
Dining and groceries HSBC Amanah MPower – 8% at major supermarkets (min MYR 2,000 spend) Great value for big grocery spenders
Mixed
essentials UOB ONE Card – 10% cashback on fuel, groceries, dining and Grab Covers daily essentials all in one card
Online lifestyle Alliance Visa Virtual – Up to 8x bonus points on e-spend Excellent for digital shoppers
Balanced
spending BSN Visa Cash Back – 5% on fuel, groceries, dining (capped) Simple and steady savings for regular spending
Why these cards stand out
· No additional charges when spending abroad, making them useful for travellers.
· Flexible rewards that integrate with multiple airlines and travel portals.
· Budget-friendly options for frequent users who want value without premium fees.
How to choose the right card?
· Fuel heavy spenders – RHB Shell Visa offers unmatched petrol savings.
· Big grocery and dining spenders – HSBC Amanah MPower or UOB ONE provide strong cashback rates.
· Frequent online shoppers – Alliance Visa Virtual boosts e-wallets and e-commerce rewards.
· Value-conscious users – BSN Visa Cash Back offers simple, steady savings.
Customers should always check monthly caps, minimum spend requirements and thresholds to ensure rewards match their spending patterns.
August 2025 highlights that credit cards remain highly relevant, especially those tailored to everyday spending. Customers overwhelmingly favour products that reward real-life habits, whether through fuel savings, grocery perks or digital rewards.
For more reviews and side-by-side comparisons of top cards, visit BankQuality for honest insights and expert tips.