I've had a Metlife policy for about 20 years.

I've had a Metlife policy for about 20 years. I want to explore alternatives for 1035 swap or transfer with surrender in part. I have made a variety of phone calls. Eventually, I have someone out of the USA to battle the English language and not answer even the most simple questions. In comparison, the diagrams given at the beginning were farcically inadequate. It's a bad joke that I'm paying premiums to keep this policy running. Horrible product, guy. Terrible operation.

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