The bank is quite harshly managed

The bank is quite harshly managed. I opened an account with them at the end of 2019, and they gave me a generous credit limit of $9k; and after placing my college children on a $4,500 budget, they-my credit limit to $4,500. Now, I'm using 100% of my cap, which hurts my BIG Time credit profile! I've never made a bill for something, and I make the same amount of money as I did before I got the card. I found the trend of reducing credit limits when the customer has 0 late payments on any credit item that is dishonest and harms the user. Look out for them!

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