I like that Citibank has 24/7 customer service and ATMs all over the place.

I like that Citibank has 24/7 customer service and ATMs all over the place. The payments are very typical. I can compare them to Chase and having related facilities. Santander once had a $20 / month bonus for new clients for a year, but I didn't move because it wasn't that big of a bank. One of the last times I went to Citibank, I saw an account, maybe a 2.5 percent interest CD, but the minimum was $25,000, so that didn't tempt me. I heard a relative was careful when he was traveling abroad, and his card was robbed, but I wasn't told the specifics. I just started using the software a couple of months ago, and it's very convenient to see my purchases line up. I was not sure whether the unpaid debt was taken into account for my new balance. That's the important stuff the phone system tells me. I already have two custody accounts for my baby, and it will be nice to see their names on them, so I don't have to look up their account numbers.

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