Not quite enjoyed using the current account from OCBC bank. It’s not technically a current account, but the 360 Account offers day-to-day banking. I have a hard time keeping up with the transactions as the online banking which comes with the bank’s services is a failure in its speed, processing of transaction details, and even if I have to pay through the online application, then payment gateway issues become a hurdle. I have used this for more than 2 years, and for the second, year, I received an interest rate of 2.95%, much less than the promised rate of return on my deposit of S$70,000, and when I tried taking this up to my bank branch, they sent me away telling me it will be resolved within 72 hours. When it wasn’t, I decided to withdraw the services. DO NOT EVER go to this bank!

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